Best Financial Solutions
For Your Goals

From everyday banking to sophisticated investment strategies — Citibanamex offers a complete suite of products designed around your financial life.

Everyday Banking Made Simple

Our personal banking products are built around your day-to-day needs — giving you control, convenience, and complete peace of mind.

Accounts & Savings
No hidden fees

Checking and savings accounts with competitive interest rates, no minimum balance requirements, and full digital access 24/7.

  • Free debit card included
  • Interest up to 8.5% TAE
  • Instant account opening
  • No monthly maintenance fee
Credit Cards
Rewards & cashback

Choose from a wide range of credit cards tailored to your lifestyle — from everyday cashback to premium travel rewards and exclusive benefits.

  • Up to 3% cashback on purchases
  • 0% interest for 18 months
  • Airport lounge access (premium)
  • Travel & purchase insurance
Mortgage Loans
Competitive rates

Turn your dream home into reality with flexible mortgage options, competitive fixed and variable rates, and terms up to 25 years.

  • Rates from 8.90% annually
  • Up to 25-year terms
  • Finance up to 90% of value
  • Pre-approval in 48 hours
Auto Loans
New & pre-owned

Finance your next vehicle with straightforward auto loans, quick approval, and flexible repayment terms designed around your budget.

  • New & pre-owned vehicles
  • Terms from 12 to 72 months
  • Same-day pre-approval
  • No prepayment penalty
Personal Loans
Fast & flexible

Need funds for renovations, education, travel, or any personal goal? Our personal loans come with fixed rates and no collateral required.

  • Up to $500,000 MXN
  • Fixed monthly payments
  • No collateral needed
  • Disbursement in 24 hours
Tax & Compliance
Expert advisory

Our certified tax advisors help individuals and businesses navigate Mexico's tax obligations, maximize deductions, and stay fully compliant.

  • Annual tax return filing
  • SAT compliance advisory
  • Corporate tax planning
  • CFDI digital invoicing

Grow Your Wealth With Us

Whether you're just starting to invest or managing a large portfolio, we have structured products to match every risk appetite and time horizon.

Investment Funds

Access a diversified portfolio of Mexican and international assets, managed by our team of certified fund managers with decades of experience.

Average Annual Return
12.4% TAE
CETES & Government Bonds Equity Funds Mixed Funds Structured Products Real Estate Funds (FIBRA) International ETFs
Start Investing
CETES Direct
Government backed

Invest directly in Mexico's government treasury bonds. One of the safest investment options available, with returns that beat traditional savings accounts.

  • 100% government-backed
  • Start from $100 MXN
  • Terms: 28, 91, 182, 364 days
Stock Market
BMV & international

Trade shares on the Mexican Stock Exchange (BMV) and international markets through our brokerage platform with real-time data and expert analysis.

  • BMV & NYSE access
  • Real-time market data
  • Dedicated stockbroker
Fixed-Term Deposits
Guaranteed returns

Lock in your savings at guaranteed rates for periods ranging from 30 days to 5 years. Simple, safe, and predictable growth for your capital.

  • Rates up to 11% annually
  • Terms from 30 days to 5 years
  • IPAB-insured deposits

Structured Plans With Guaranteed Returns

Choose a plan, deposit your capital, and our team handles the rest. Returns delivered directly to your account at the end of each period.

⚡ 24 Hours — Basic Plan
Basic · 24h
Starter
$70
$80
Invest $70 · Return $80
Get Plan
Basic Max · 24h
Advanced
$200
$220
Invest $200 · Return $220
Get Plan
🔥 48 Hours — Standard Plan
Standard · 48h
Core
$300
$325
Invest $300 · Return $325
Get Plan
Standard Max · 48h
Premium
$500
$550
Invest $500 · Return $550
Get Plan
💎 72 Hours — Ultimate Plan
Ultimate · 72h
Elite I
$600
$680
$600 → $680
Get Plan
Ultimate Plus · 72h
Elite II
$700
$790
$700 → $790
Get Plan
Ultimate Max · 72h
Elite IV
$900
$1,010
$900 → $1,010
Get Plan

General Referral Program

Earn a reward for every person you refer who activates a Citibanamex plan. No limits — the more you share, the more you earn.

$5
per referral
Get My Referral Code

Built for Business Growth

From startups to large corporations, our business banking and insurance solutions are designed to support every stage of your company's journey.

Business Accounts
Corporate banking

Business checking, payroll, and treasury accounts with multi-user access, advanced reporting, and dedicated relationship managers.

  • Multi-signatory accounts
  • Payroll management (SPEI)
  • Cash management tools
  • Dedicated account manager
Business Credit
Grow your company

Revolving credit lines, term loans, equipment financing, and factoring — tailored for businesses at every growth stage.

  • Credit lines up to $10M MXN
  • Equipment & asset financing
  • Invoice factoring
  • Trade finance solutions
International Trade
Import & export

Letters of credit, documentary collections, FX hedging, and international payment solutions for businesses operating across borders.

  • Letters of credit (LC)
  • FX risk management
  • SWIFT international transfers
  • Export financing
Life Insurance
Protect your family

Term and whole-life insurance plans that ensure your family's financial security no matter what happens. Flexible coverage amounts and riders available.

  • Coverage from $500K MXN
  • Critical illness riders
  • Disability coverage
  • Online claims processing
Medical Insurance
Your health first

Comprehensive medical expense insurance with access to Mexico's top hospital network, emergency coverage, and international assistance.

  • Major medical expenses
  • 1,200+ affiliated hospitals
  • International emergency cover
  • Dental & vision add-ons
Digital Banking
Bank from anywhere

Citibanamex Mobile® and BancaNet give you full banking access 24/7 — transfers, payments, investments, card management and live support.

  • Instant SPEI transfers
  • Bill & service payments
  • Biometric login & 2FA
  • In-app investment tracking

Your Success Is Our Reputation

Strong Market Analysis

Our analysts monitor local and global markets daily to maximize returns and minimize risk across all products.

Experience & Precision

Over 140 years of financial expertise means we understand every economic cycle and know how to navigate them for you.

Expert Financial Advisors

Every client is paired with a certified advisor who provides personalized guidance on their financial goals.

Regulated & Insured

CNBV-regulated and IPAB-insured. Your money is protected by the strongest regulatory framework in Mexico.

Talk to an Expert Today

Not sure which service or plan is right for you? Our certified financial advisors are ready to assess your situation and recommend the best solution — at no cost.

Call us directly
Response time
Within 1 business day
Phone banking
Available 24/7 · 365 days

Free Consultation

Fill in your details and a specialist will reach out to help you find the perfect service or plan.

What Our Clients Say

"

The investment plan paid out exactly as promised. The whole process was seamless and the returns hit my account right on time.

RB
Robert B.
Investor · Mexico City
"

Opened a business account in a single afternoon. The advisor knew exactly what we needed and set everything up perfectly.

SH
Sandra H.
CEO · Guadalajara
"

The 48-hour plan has been consistently delivering above what I expected. I've already referred five friends and we all love it.

MG
Miguel G.
Engineer · Monterrey
"

My mortgage approval was fast and the rate was the best I found anywhere. The whole team made what I feared would be stressful incredibly easy.

LP
Laura P.
Architect · Puebla